GT Aviation, Website Terms of Use
TERMS OF USE
Introduction
These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.
You must be at least 18 years of age to use this website. By using this website and by agreeing to these terms and conditions you warrant and represent that you are at least 18 years of age.
License to use website
Unless otherwise stated, GT Aviation and/or its licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.
You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.
You must not:
Where content is specifically made available for redistribution, it may only be redistributed within your organisation.
Acceptable use
You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of or is linked to any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.
You must not conduct any systematic or automated data collection activities including without limitation scraping, data mining, data extraction and data harvesting on or in relation to this website without GT Aviation’s express written consent.
You must not use this website to transmit or send unsolicited commercial communications.
You must not use this website for any purposes related to marketing without GT Aviation’s express written consent.
No warranties
This website is provided “as is” without any representations or warranties, express or implied. GT Aviation makes no representations or warranties in relation to this website or the information and materials provided on this website.
Without prejudice to the generality of the foregoing paragraph, GT Aviation does not warrant that:
Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any sales, acquisition, financial or insurance matter you should consult an appropriate professional.
Limitations of liability
GT Aviation will not be liable to you whether under the law of contact, the law of torts or otherwise in relation to the contents of, or use of, or otherwise in connection with, this website:
These limitations of liability apply even if GT Aviation has been expressly advised of the potential loss.
Exceptions
Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit GT Aviation’s liability in respect of any:
Reasonableness
By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.
If you do not think they are reasonable, you must not use this website.
Other parties
You accept that, as a limited entity, GT Aviation has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against GT Aviation’s officers or employees in respect of any losses you suffer in connection with the website.
Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect GT Aviation’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as GT Aviation.
Unenforceable provisions
If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.
Indemnity
You hereby indemnify GT Aviation and undertake to keep GT Aviation indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by GT Aviation to a third party in settlement of a claim or dispute on the advice of GT Aviation’s legal advisers) incurred or suffered by GT Aviation arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.
Breaches of these terms and conditions
Without prejudice to GT Aviation’s other rights under these terms and conditions, if you breach these terms and conditions in any way, GT Aviation may take such action as GT Aviation deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.
Variation
GT Aviation may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.
Assignment
GT Aviation may transfer, sub-contract or otherwise deal with GT Aviation’s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.
You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.
Severability
If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
Entire agreement
These terms and conditions constitute the entire agreement between you and GT Aviation in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.
Law and jurisdiction
These terms and conditions will be governed by and construed in accordance with GOVERNING LAW, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of England & Wales.
G T Aviation’s details
The full name of Trilogy Business Solutions Ltd t/as GT Aviation.
Trilogy Business Solutions Ltd is registered in England & Wales under registration number 5800004.
Trilogy Business Solution's registered address is 71 Ousebank Way Stony Stratford Milton Keynes MK11 1LD UK
You can contact GT Aviation by email to [email protected]
Our Privacy Promise
Your trust is very important to us, so we’re committed to keeping your data safe and secure.
We promise:
Who we are
We are Trilogy Business Solutions Ltd t/as GT Aviation.
You can find more about us at www.gtaviation.co.uk
For the purpose of the European Data Protection regulations (the ‘GDPR’) and the Data Protection Act 2018 (‘the Act’) (both of which G T Aviation will fully comply with) the Data Controller is Trilogy Business Solutions Ltd, 71 Ousebank Way, Stony Stratford, Milton Keynes, MK11 1LD. If you have any questions, or want more details about how we use your personal data, you can ask us by emailing [email protected] or call us on +44 (0)1908 267330.
Introduction
In providing you access to financial products and services, we may be required to process your personal data. This Privacy Notice sets out the ways in which G T Aviation is committed to protecting and respecting your personal data, including what we do with your information and who it will be shared with. It will tell you about your privacy rights and how the law protects you.
This Privacy Notice may change at any time in the future – we will keep it up-to-date on our website www.gtaviation.co.uk
What information will we collect about you?
When you engage with us (either directly or via a third-party), we may receive personal information about you which may include your name, address, date of birth, bank details and other categories of as information outlined in the table below. This can be collected directly from you or through an agent such as an introducer, independent financial advisor, or solicitor, and may be in writing, on our website, over the telephone, by e-mail, or by some other means.
Categories of data we may collect:
Identification
Your Name and Date of Birth;
Financial
Your financial position, status and history;
Contact
Where you live, your telephone number, email address, and other ways to contact you;
Transactional
Details about payments to us;
Contractual
Details about the products or services we provide to you;
Behavioural
Details about how you use our products and services;
Communications
What we learn about you from letters, emails and conversations between us;
Open Data & Public R
Details about you that are in public records, such as the Electoral Register, and information that is openly available on the internet;
Documentary Data
Details about you that are stored in documents in different formats, or copies of them. This could include things like your passport, driving licence, or birth certificate.
We will not collect or process ‘Sensitive Personal Data’ without having both a legal basis to do so and your explicit consent.
You must not send us personal data about someone else without first getting his or her consent for it to be used and disclosed in the ways set out in this Privacy Notice. If you do send such personal data, we will assume he or she has consented, although we reserve the right to ask for confirmation from them. Where you do give us data about someone else, or someone else discloses a connection with you, that data may be taken into account with your other personal data.
How the law protects you
As well as our Privacy Notice, your privacy is protected by law. This section explains how that works.
Data Protection law says that we are allowed to use personal information only if we have a valid basis on which to do so. The law says we must have one or more of these valid reasons:
Here is a list of all the ways that we may use your personal information, and which of the reasons we rely on to do so. This is also where we tell you what our legitimate interests are:
What we use your personal data for:
Our reasons:
Our legitimate interests:
· To manage our relationship with you or your business.
· To develop new ways to meet our customers’ needs and to grow our business.
· To develop and carry out marketing activities.
· To provide advice or guidance about our products and services.
· Your consent.
· Fulfilling contracts.
· Our legitimate interests.
· Our legal duty.
· Keeping our records up to date, working out which of our products and services may interest you and telling you about them.
· Developing products and services, and what we charge for them.
· Defining types of customers for new products or services.
· Seeking your consent when we need it to contact you.
· Being efficient about how we fulfil our legal duties.
· To develop and manage our brands, products and services.
· To test new products.
· To manage how we work with other companies that provide services to us and our customers.
· Fulfilling contracts.
· Our legitimate interests.
· Our legal duty.
· Developing products and services, and what we charge for them.
· Defining types of customers for new products or services.
· Being efficient about how we fulfil our legal and contractual duties.
· To deliver of our products and services.
· To make and manage customer payments.
· To manage fees, charges and interest due on customer accounts.
· To collect and recover money that is owed to us.
· Fulfilling contracts.
· Our legitimate interests.
· Our legal duty.
· Being efficient about how we fulfil our legal and contractual duties.
· Complying with regulations that apply to us.
· To detect, investigate, report, and seek to prevent financial crime.
· To manage risk for us and our customers.
· To obey laws and regulations that apply to us.
· To respond to complaints and seek to resolve them.
· Fulfilling contracts.
· Our legitimate interests.
· Our legal duty.
· Developing and improving how we deal with financial crime, as well as doing our legal duties in this respect.
· Complying with regulations that apply to us.
· Being efficient about how we fulfil our legal and contractual duties.
· To run our business in an efficient and proper way. This includes managing our financial position, business capability, planning, communications, corporate governance, and audit.
· Our legitimate interests.
· Our legal duty.
· Complying with regulations that apply to us.
· Being efficient about how we fulfil our legal and contractual duties.
· To exercise our rights set out in agreements or contracts.
· Fulfilling contracts.
Who we share your personal data with
We will never sell or lease your personal information to any third party.
We may transfer, disclose or distribute your personal information in the following circumstances:
Lenders
Financial Institutions such as banks, peer-to-peer lenders, private investors, alternative finance providers to whom we may apply for finance on your or your business’ behalf.
Credit Reference Agencies*
To assess you or your business is eligible for credit, to check you or your business is able to afford to make repayments, to make sure what you’ve told us is correct, to help detect and prevent financial crime, to trace and recover debts.
Fraud Prevention Agencies
To detect fraud and money-laundering risks.
Agents / Advisors
To assist in setting up and maintaining your account, and to assist our communication with you.
* When we ask CRAs about you or your business, they will note it on your credit file. This is called a credit search. Other lenders may see this, and we may see credit searches from other lenders. We will also search other partners or directors that you are in business with. You should tell them about this before you apply for a product or service. It is important that they know your records will be linked together, and that credit searches may be made on them.
You can find out more about the CRAs on their websites, in the Credit Reference Agency Information Notice. Here are links to each of the three main Credit Reference Agencies:
We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Notice.
We will only send your data outside of the European Economic Area (‘EEA’) to:
How long we keep your personal data
We will keep your personal data for as long as you are a customer of G T Aviation. After you stop being a customer, we may keep your data for up to for 7 years for one of these reasons:
Automated Decisions
We or our Lenders may use a system to decide whether to lend money to you or your business, when you apply for credit – this is called credit scoring. It uses past data to assess how you’re likely to act while paying back any money you borrow. This includes data about similar accounts you may have had before.
Credit scoring uses data from three sources:
As a person you have rights over automated decisions. You can ask that we or our lenders do not make our decision based on the automated score alone. You can object to an automated decision and ask that a person reviews it. If you want to know more about these rights, please contact us.
How to get a copy of your personal data
You can access your personal information we hold by writing to us at this address: 71 Ousebank Way, Stony Stratford, Milton Keynes, MK11 1LD
You have the right to access your personal data from us in a format that can be easily re-used and therefore passed on in this format to other organisations. Please indicate you would like your personal data in this format when writing to us.
Letting us know if your personal data is incorrect
You have the right to question any information we have about you that you think is wrong or incomplete. Please contact us if you want to do this. If you do, we will take reasonable steps to check its accuracy and correct it.
What if you want us to stop using your personal data?
You have the right to object to our use of your personal data, or to ask us to delete, remove, or stop using your personal data if there is no need for us to keep it. This is known as the ‘right to object’ and ‘right to erasure’, or the ‘right to be forgotten’.
There may be legal or other official reasons why we need to keep or use your data but please tell us if you think that we should not be using it.
We may sometimes be able to restrict the use of your data. This means that it can only be used for certain things, such as legal claims or to exercise legal rights. In this situation, we would not use or share your information in other ways while it is restricted. You can ask us to restrict the use of your personal data if:
Please let us know if you are unhappy with how we have used your personal data. You also have the right to complain to the Information Commissioner’s Office. Find out on their website how to report a concern – https://ico.org.uk/concerns/ .
Cookies
Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website, and also allows us to improve our site. For detailed information on the cookies we use and the purposes for which we use them, please see our Cookie Policy below.
Introduction
These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.
You must be at least 18 years of age to use this website. By using this website and by agreeing to these terms and conditions you warrant and represent that you are at least 18 years of age.
License to use website
Unless otherwise stated, GT Aviation and/or its licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.
You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.
You must not:
- republish material from this website (including republication on another website);
- sell, rent or sub-license material from the website;
- show any material from the website in public;
- reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;
- edit or otherwise modify any material on the website; or
- Redistribute material from this website except for content specifically and expressly made available for redistribution.
Where content is specifically made available for redistribution, it may only be redistributed within your organisation.
Acceptable use
You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of or is linked to any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.
You must not conduct any systematic or automated data collection activities including without limitation scraping, data mining, data extraction and data harvesting on or in relation to this website without GT Aviation’s express written consent.
You must not use this website to transmit or send unsolicited commercial communications.
You must not use this website for any purposes related to marketing without GT Aviation’s express written consent.
No warranties
This website is provided “as is” without any representations or warranties, express or implied. GT Aviation makes no representations or warranties in relation to this website or the information and materials provided on this website.
Without prejudice to the generality of the foregoing paragraph, GT Aviation does not warrant that:
- this website will be constantly available, or available at all; or
- the information on this website is complete, true, accurate or non-misleading.
Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any sales, acquisition, financial or insurance matter you should consult an appropriate professional.
Limitations of liability
GT Aviation will not be liable to you whether under the law of contact, the law of torts or otherwise in relation to the contents of, or use of, or otherwise in connection with, this website:
- to the extent that the website is provided free-of-charge, for any direct loss;
- for any indirect, special or consequential loss; or
- for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.
These limitations of liability apply even if GT Aviation has been expressly advised of the potential loss.
Exceptions
Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit GT Aviation’s liability in respect of any:
- death or personal injury caused by GT Aviation negligence;
- fraud or fraudulent misrepresentation on the part of GT Aviation; or
- matter which it would be illegal or unlawful for GT Aviation to exclude or limit, or to attempt or purport to exclude or limit, its liability.
Reasonableness
By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.
If you do not think they are reasonable, you must not use this website.
Other parties
You accept that, as a limited entity, GT Aviation has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against GT Aviation’s officers or employees in respect of any losses you suffer in connection with the website.
Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect GT Aviation’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as GT Aviation.
Unenforceable provisions
If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.
Indemnity
You hereby indemnify GT Aviation and undertake to keep GT Aviation indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by GT Aviation to a third party in settlement of a claim or dispute on the advice of GT Aviation’s legal advisers) incurred or suffered by GT Aviation arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.
Breaches of these terms and conditions
Without prejudice to GT Aviation’s other rights under these terms and conditions, if you breach these terms and conditions in any way, GT Aviation may take such action as GT Aviation deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.
Variation
GT Aviation may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.
Assignment
GT Aviation may transfer, sub-contract or otherwise deal with GT Aviation’s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.
You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.
Severability
If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
Entire agreement
These terms and conditions constitute the entire agreement between you and GT Aviation in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.
Law and jurisdiction
These terms and conditions will be governed by and construed in accordance with GOVERNING LAW, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of England & Wales.
G T Aviation’s details
The full name of Trilogy Business Solutions Ltd t/as GT Aviation.
Trilogy Business Solutions Ltd is registered in England & Wales under registration number 5800004.
Trilogy Business Solution's registered address is 71 Ousebank Way Stony Stratford Milton Keynes MK11 1LD UK
You can contact GT Aviation by email to [email protected]
Our Privacy Promise
Your trust is very important to us, so we’re committed to keeping your data safe and secure.
We promise:
- To keep your data safe and private;
- Not to sell your data;
- To give you ways to manage your marketing choices at any time.
Who we are
We are Trilogy Business Solutions Ltd t/as GT Aviation.
You can find more about us at www.gtaviation.co.uk
For the purpose of the European Data Protection regulations (the ‘GDPR’) and the Data Protection Act 2018 (‘the Act’) (both of which G T Aviation will fully comply with) the Data Controller is Trilogy Business Solutions Ltd, 71 Ousebank Way, Stony Stratford, Milton Keynes, MK11 1LD. If you have any questions, or want more details about how we use your personal data, you can ask us by emailing [email protected] or call us on +44 (0)1908 267330.
Introduction
In providing you access to financial products and services, we may be required to process your personal data. This Privacy Notice sets out the ways in which G T Aviation is committed to protecting and respecting your personal data, including what we do with your information and who it will be shared with. It will tell you about your privacy rights and how the law protects you.
This Privacy Notice may change at any time in the future – we will keep it up-to-date on our website www.gtaviation.co.uk
What information will we collect about you?
When you engage with us (either directly or via a third-party), we may receive personal information about you which may include your name, address, date of birth, bank details and other categories of as information outlined in the table below. This can be collected directly from you or through an agent such as an introducer, independent financial advisor, or solicitor, and may be in writing, on our website, over the telephone, by e-mail, or by some other means.
Categories of data we may collect:
Identification
Your Name and Date of Birth;
Financial
Your financial position, status and history;
Contact
Where you live, your telephone number, email address, and other ways to contact you;
Transactional
Details about payments to us;
Contractual
Details about the products or services we provide to you;
Behavioural
Details about how you use our products and services;
Communications
What we learn about you from letters, emails and conversations between us;
Open Data & Public R
Details about you that are in public records, such as the Electoral Register, and information that is openly available on the internet;
Documentary Data
Details about you that are stored in documents in different formats, or copies of them. This could include things like your passport, driving licence, or birth certificate.
We will not collect or process ‘Sensitive Personal Data’ without having both a legal basis to do so and your explicit consent.
You must not send us personal data about someone else without first getting his or her consent for it to be used and disclosed in the ways set out in this Privacy Notice. If you do send such personal data, we will assume he or she has consented, although we reserve the right to ask for confirmation from them. Where you do give us data about someone else, or someone else discloses a connection with you, that data may be taken into account with your other personal data.
How the law protects you
As well as our Privacy Notice, your privacy is protected by law. This section explains how that works.
Data Protection law says that we are allowed to use personal information only if we have a valid basis on which to do so. The law says we must have one or more of these valid reasons:
- To fulfil a contract we have with you, or
- When it is our legal obligation, or
- When it is in our legitimate interest, or
- When you consent to it.
Here is a list of all the ways that we may use your personal information, and which of the reasons we rely on to do so. This is also where we tell you what our legitimate interests are:
What we use your personal data for:
Our reasons:
Our legitimate interests:
· To manage our relationship with you or your business.
· To develop new ways to meet our customers’ needs and to grow our business.
· To develop and carry out marketing activities.
· To provide advice or guidance about our products and services.
· Your consent.
· Fulfilling contracts.
· Our legitimate interests.
· Our legal duty.
· Keeping our records up to date, working out which of our products and services may interest you and telling you about them.
· Developing products and services, and what we charge for them.
· Defining types of customers for new products or services.
· Seeking your consent when we need it to contact you.
· Being efficient about how we fulfil our legal duties.
· To develop and manage our brands, products and services.
· To test new products.
· To manage how we work with other companies that provide services to us and our customers.
· Fulfilling contracts.
· Our legitimate interests.
· Our legal duty.
· Developing products and services, and what we charge for them.
· Defining types of customers for new products or services.
· Being efficient about how we fulfil our legal and contractual duties.
· To deliver of our products and services.
· To make and manage customer payments.
· To manage fees, charges and interest due on customer accounts.
· To collect and recover money that is owed to us.
· Fulfilling contracts.
· Our legitimate interests.
· Our legal duty.
· Being efficient about how we fulfil our legal and contractual duties.
· Complying with regulations that apply to us.
· To detect, investigate, report, and seek to prevent financial crime.
· To manage risk for us and our customers.
· To obey laws and regulations that apply to us.
· To respond to complaints and seek to resolve them.
· Fulfilling contracts.
· Our legitimate interests.
· Our legal duty.
· Developing and improving how we deal with financial crime, as well as doing our legal duties in this respect.
· Complying with regulations that apply to us.
· Being efficient about how we fulfil our legal and contractual duties.
· To run our business in an efficient and proper way. This includes managing our financial position, business capability, planning, communications, corporate governance, and audit.
· Our legitimate interests.
· Our legal duty.
· Complying with regulations that apply to us.
· Being efficient about how we fulfil our legal and contractual duties.
· To exercise our rights set out in agreements or contracts.
· Fulfilling contracts.
Who we share your personal data with
We will never sell or lease your personal information to any third party.
We may transfer, disclose or distribute your personal information in the following circumstances:
- where we have your permission;
- where we are required to do so by law;
- where there are legitimate interests for processing – i.e. where it is needed by our agents, advisors or others involved in running accounts and services for you or in undertaking activities linked to the operation of such services or accounts on our behalf; or
- where the transfer or disclosure would otherwise be in compliance with legal requirements we are subject to including, but not limited to, statute or regulation.
Lenders
Financial Institutions such as banks, peer-to-peer lenders, private investors, alternative finance providers to whom we may apply for finance on your or your business’ behalf.
Credit Reference Agencies*
To assess you or your business is eligible for credit, to check you or your business is able to afford to make repayments, to make sure what you’ve told us is correct, to help detect and prevent financial crime, to trace and recover debts.
Fraud Prevention Agencies
To detect fraud and money-laundering risks.
Agents / Advisors
To assist in setting up and maintaining your account, and to assist our communication with you.
* When we ask CRAs about you or your business, they will note it on your credit file. This is called a credit search. Other lenders may see this, and we may see credit searches from other lenders. We will also search other partners or directors that you are in business with. You should tell them about this before you apply for a product or service. It is important that they know your records will be linked together, and that credit searches may be made on them.
You can find out more about the CRAs on their websites, in the Credit Reference Agency Information Notice. Here are links to each of the three main Credit Reference Agencies:
- Callcredit http://www.callcredit.co.uk/craim
- Equifax http://www.equifax.co.uk/crain
- Experian http://www.experian.co.uk/crain
- We may choose to sell, transfer, or merge parts of our business, or our assets. Or we may seek to acquire other businesses or merge with them.
- During any such process, we may share your data with other parties. We’ll only do this if they agree to keep your data safe and private.
- If the change to our Group happens, then other parties may use your data in the same way as set out in this notice.
We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Notice.
We will only send your data outside of the European Economic Area (‘EEA’) to:
- Follow your instructions.
- Comply with a legal duty.
- Work with our agents and advisors who we use to run your accounts and services.
How long we keep your personal data
We will keep your personal data for as long as you are a customer of G T Aviation. After you stop being a customer, we may keep your data for up to for 7 years for one of these reasons:
- To respond to any questions or complaints.
- To show that we treated you fairly.
- To maintain records according to rules that apply to us (e.g. 2007 Anti-Money Laundering regulations).
Automated Decisions
We or our Lenders may use a system to decide whether to lend money to you or your business, when you apply for credit – this is called credit scoring. It uses past data to assess how you’re likely to act while paying back any money you borrow. This includes data about similar accounts you may have had before.
Credit scoring uses data from three sources:
- Your application
- Credit reference agencies
- Data we may already hold.
As a person you have rights over automated decisions. You can ask that we or our lenders do not make our decision based on the automated score alone. You can object to an automated decision and ask that a person reviews it. If you want to know more about these rights, please contact us.
How to get a copy of your personal data
You can access your personal information we hold by writing to us at this address: 71 Ousebank Way, Stony Stratford, Milton Keynes, MK11 1LD
You have the right to access your personal data from us in a format that can be easily re-used and therefore passed on in this format to other organisations. Please indicate you would like your personal data in this format when writing to us.
Letting us know if your personal data is incorrect
You have the right to question any information we have about you that you think is wrong or incomplete. Please contact us if you want to do this. If you do, we will take reasonable steps to check its accuracy and correct it.
What if you want us to stop using your personal data?
You have the right to object to our use of your personal data, or to ask us to delete, remove, or stop using your personal data if there is no need for us to keep it. This is known as the ‘right to object’ and ‘right to erasure’, or the ‘right to be forgotten’.
There may be legal or other official reasons why we need to keep or use your data but please tell us if you think that we should not be using it.
We may sometimes be able to restrict the use of your data. This means that it can only be used for certain things, such as legal claims or to exercise legal rights. In this situation, we would not use or share your information in other ways while it is restricted. You can ask us to restrict the use of your personal data if:
- it is not accurate;
- it has been used unlawfully but you don’t want us to delete it;
- it not relevant any more, but you want us to keep it for use in legal claims;
- you have already asked us to stop using your data but you are waiting for us to tell you if we are allowed to keep on using it; or
- if you want to object to how we use your data, or ask us to delete it or restrict how we use it or, please contact us.
Please let us know if you are unhappy with how we have used your personal data. You also have the right to complain to the Information Commissioner’s Office. Find out on their website how to report a concern – https://ico.org.uk/concerns/ .
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